![]() ![]() What’s more, you can create home inventory lists through this app. Reimburse all losses through your insurance company. For your more valuable items, you could include receipts, appraisals. The app also has tips on weather-related disasters and insurance claims. The Missouri Department of Insurance urges homeowners and renters to make an accurate account of their possessions by filling out a home inventory checklist. Whats a home inventory, anyway At its most basic, its photos and a list of what you own. With that in mind, it’s important to create a home inventory of all your stuff, documenting model numbers, serial numbers, brands, quantity, receipts, and more-the more information you can gather on an item, the better your reimbursement will be. NAIC Home Inventory is a program that will give you the ability to take pictures and scan barcodes of your household items. For example, if you just claim a “40-inch HDTV”, but you have a top-of-the-line model worth a lot more than most TVs in that category, your insurance company will find the cheapest 40-inch HDTV it can find and give you a check for that amount. Keep a copy of the inventory list and video or photos at another location outside your home, such as in a safe-deposit box or filed with your insurance agent to. A Virtual Home Inventory is the most effective way to document the contents of your home, providing the proof of your possessions that insurance companies. Having an accurate list of all your possessions helps you to have a more productive conversation with your insurance professional when making decisions about homeowners or renters insurance coverage. Most of the time, you can just generically tell your insurance company that you owned this and that, but if you’re not specific with a model number and brand, your insurance company will more than likely reimburse you for the cheapest comparable item. Download our simple inventory spreadsheet, made specifically for listing the contents of your home for insurance purposes. An up-to-date home inventory will: Help you purchase the right amount and type of insurance. RELATED: How to Set Up All Your New Holiday Gadgets Here are some different ways you can create that inventory. Homeowners insurance helps cover the costs if something unexpectedly damages or destroys your home, like a bad storm or burst pipe. If your house ever gets broken into or-God forbid-catches on fire, you’ll want an inventory of all your stuff, so that your insurance company will fairly compensate you for the items that you lost.
0 Comments
Leave a Reply. |